Underwriting Process & Requirements

Franchise Financing USA was specifically designed for business owners who are looking for financing but don’t want to give up equity in their business or spend 6 months applying for a bank loan. Franchise Financing USA understands the complexity of running a business and the lack of time business owners have to step away from the day-to-day operations. That is why our franchise financing is so appreciated by our customers. It is a simple process that requires limited documentation and can be completed within 5 days.

  • Filled-out Franchise Financing application
  • Four recent credit card statements (If financing is needed for a seasonal business, we will require credit card statements for the 6 months coming up from the previous year)
  • Most recent bank statement
  • Driver's license
  • Voided check
  • Landlord's contact information
  
  • Must process at least $5,000 a month in credit card sales
  • Must process credit card sales at least 10 days a month
  • Must be in business at least 60 days
  • Must not have open bankruptcies
  • Must be current with landlord
Fill out 1-page application and submit to our underwriting department along with the credit card statements and bank statement
  Within 24 hours of submitting your paperwork, underwriter will reach out to you to discuss at least 5 different programs that you qualify for.   Pick your Franchise Financing program. Our legal department will then draft up the franchise financing contracts for you to review.
Fax back the signed contracts along with a copy of your driver’s license and a voided check. This is to verify your signature and which bank account to wire the money to. Once we receive the contract, we will contact your landlord to verify you are in good standing.   Franchise Financing USA wires the funds to your account.